Travel insurance on dialysis

Insurance is the part of a dialysis trip you should not skip or rush. A policy that has not been told about your condition may pay nothing if you need care abroad. This is general information, not insurance advice — read the policy wording and speak to the insurer.

Before you buy

• Declare your kidney failure and dialysis when you apply. An undeclared condition is the most common reason a medical claim is refused.
• Check whether the policy covers acute problems arising from a pre-existing condition, or excludes anything related to it entirely.
• Look for emergency medical cover in the millions, plus repatriation and medical evacuation — moving a dialysis patient home is expensive.
• Confirm the policy does not exclude the countries on your itinerary, including any stopovers.
• Keep cover that lasts the whole trip, including the days you travel.
• Your routine, planned dialysis abroad is normally paid separately (by you, or a reciprocal health arrangement) — insurance is for the unexpected.

Get a quote

You buy and manage the policy on the insurer's own site. Claims, changes and refunds are handled by them under their terms.